The following checklist will facilitate your mortgage loan interview. The checklist includes most of the information that you and any co-borrower will need to supply.
In preparation for your loan interview, review the information below. We suggest you print this worksheet, then check each box after you've gathered the required data.
Social Security Number/Date of Birth | |
Paycheck Most recent pay stub that shows year-to-date earnings. | |
W-2 Tax Forms Original copies sent to you by the Internal Revenue Service for the past two years. | |
Employer Information Names, addresses, and telephone numbers of employers for the past two years | |
Account Information Account numbers and current balances of checking, savings, and any other accounts. | |
Current Assets Individual Retirement Accounts (IRAs), CDs, stocks, bonds, etc. | |
Personal Property Value of property that can include life insurance, retirement accounts, cars, etc. | |
Liabilities Auto loans, student loans, credit cards, and other installment debt -- provide name and address of each creditor and the monthly payment and total amount due. | |
Current and Previous Addresses If you own a home: Bring the property address, current market value, mortgage lender name, account number, current monthly mortgage payment, and outstanding mortgage balance. | |
Agreement to Purchase A signed copy and any amendments, a copy of the listing form for the property, the legal description of the property, and receipts for or down payment deposits. |
In certain circumstances, additional information may be necessary for your application. These situations encompass various scenarios:
If your employment is self-driven or commission-based, it is advisable to provide your federal tax forms from the previous two years, along with a current year-to-date profit and loss statement.
For individuals who are separated or divorced, it is essential to furnish a copy of the divorce decree and separation agreement. Additionally, documentation pertaining to alimony or child support payments, whether paid or received, should be included. Verification of this income can be demonstrated through the clerk of court's payment history or canceled checks from the past year.
If your income involves sources such as pension, disability, Social Security, or other forms of public assistance, you should present a copy of an award certificate or a check issued by the relevant agency.
In cases where there has been a bankruptcy, foreclosure, or any judgments against you within the last seven years, it is crucial to provide pertinent details about these proceedings. This includes presenting a copy of the bankruptcy discharge and a comprehensive schedule outlining both debts and assets. If there are judgments against you, it is advisable to include an attorney's letter discussing the outcomes of these proceedings.
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.
Effective Date: 3/7/2026
Success Mortgage Partners, Inc. supports Equal Housing Opportunity. NMLS ID# 130562. This is informational only and is not an offer of credit or commitment to lend. Contact Success Mortgage Partners, Inc. to learn more about your eligibility for its mortgage products.Â
Success Mortgage Partners, Inc. supports Equal Housing Opportunity. NMLS ID# 130562. This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice and may not be available at the time of loan application or loan lock-in. Contact Success Mortgage Partners, Inc. to learn more about your eligibility for its mortgage products. Loans are subject to buyer and property qualification. Cash reserves may be required. Success Mortgage Partners, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.
